{"id":74,"date":"2026-06-22T18:27:31","date_gmt":"2026-06-22T22:27:31","guid":{"rendered":"http:\/\/offplan.network\/?page_id=74"},"modified":"2026-11-04T20:37:21","modified_gmt":"2026-11-05T01:37:21","slug":"individuals","status":"publish","type":"page","link":"http:\/\/offplancare.com\/es\/individuals\/","title":{"rendered":"Individuals"},"content":{"rendered":"<section class=\"hero offplan-hero offplan-hero-left hero-offset-header\" style=\"background-image:url(https:\/\/offplancare.com\/wp-content\/uploads\/2026\/08\/bg-hero-individuals.avif);--hero-pos-x-mobile:85%;--hero-pos-y-mobile:50%\">\n\t<div class=\"container\">\n\t\t<div class=\"row\">\n\t\t\t<div class=\"col-12 col-lg-6\">\n\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<h1 class=\"display-5 fw-medium text-balance mb-4\">Healthcare that finally makes sense.<\/h1>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<div class=\"hero-subhead lead mb-4\"><p>OffPlan Care is a monthly membership with a doctor who knows your name, transparent prices, and a team that handles the rest, for the everyday care you actually use.<\/p>\n<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/offplancare.com\/individuals\/memberships\/\" class=\"btn btn-lg btn-orange mb-4\">View Membership &amp; Join<\/a>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"fs-4 text-white mb-0\">No co-pays. No deductibles. No surprise bills.<br \/>\r\nJust a doctor who has your back.<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t<\/div>\n\t<\/div>\n<\/section>\n\n\n<div id=\"built-for-you\" class=\"anchor\"><\/div><section class=\"py-lg-6\"><div class=\"container py-5\">\n\n\t<div class=\"row g-4 g-lg-5 mb-5\">\n\t\t<div class=\"col-12 col-lg-5 reveal reveal-left\">\n\t\t\t\n\t\t\t\t\t\t\t<div class=\"border-start border-4 border-op-orange ps-4\">\n\t\t\t\t\t\t\t\t\t\t\t<p class=\"section-eyebrow mb-2\">Built For You<\/p>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<h2 class=\"fs-1 fw-bold text-op-navy mb-0 text-balance\">A different way to think about healthcare costs.<\/h2>\n\t\t\t\t\t\n\t\t\t\t\t\n\t\t\t\t<\/div>\t\t\t\t\t<\/div>\n\n\t\t<div class=\"col-12 col-lg-7 reveal reveal-right\">\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"two-col-header-body lead\"><p>Most people want to stop worrying about what a doctor&#8217;s visit will cost, and to know someone has their back when something goes wrong. The average Marketplace Bronze plan runs $450 to $600 a month with a $7,000 deductible you will likely never hit. OffPlan Care starts at $145 a month with nothing to pay at the visit. That is about $4.80 a day, less than the latte you already buy.<\/p>\n<p>Many high-deductible plans still leave members paying out of pocket for everyday care until they meet their deductible.<\/p>\n<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t<\/div>\n\n\t\t\t<div class=\"row justify-content-center text-center mt-2\">\n\t\t\t<div class=\"col-12 col-lg-6\">\n\t\t\t\t<p class=\"fs-4 fw-bold text-op-navy mb-0 text-balance reveal reveal-up\">OffPlan Care replaces that day-to-day gap with one predictable monthly membership, for less than your daily latte.<\/p>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\n<\/div>\n<\/section>\n\n<div id=\"everything-you-need\" class=\"anchor\"><\/div><section class=\"py-lg-6 bg-op-light-gray\"><div class=\"container\">\n\n\t\t<div class=\"text-center\">\n\t\t\n\t\t\t\t\t<h2 class=\"fs-1 fw-bold text-op-navy text-balance reveal reveal-up mb-3\">Everything you need.<br \/>\nNone of the noise.<\/h2>\n\t\t\n\t\t\t\t\t<p class=\"lead mb-5 reveal reveal-up\">Everything that takes the worry out of everyday care. Here is what your membership includes.<\/p>\n\t\t\t<\/div>\n\t\n\t\t\t<div class=\"row g-4 reveal-stagger text-center pt-5\" data-reveal-stagger=\"90\">\n\t\t\t\t\t\t\t<div class=\"col-12 col-md-6 col-lg-3\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"offplan-icon-badge offplan-icon-badge-ring\">\n\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/offplancare.com\/wp-content\/uploads\/2026\/08\/icon-stethoscope.svg\" alt=\"\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<h3 class=\"h4 fw-bold text-op-navy text-balance offplan-icon-title\">Unlimited<br \/>\nPrimary Care<\/h3>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<p class=\"mb-0 px-0 px-lg-4 text-balance\">See your doctor as often as you need. No co-pays, no surprise bills.<\/p>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"col-12 col-md-6 col-lg-3\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"offplan-icon-badge offplan-icon-badge-ring\">\n\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/offplancare.com\/wp-content\/uploads\/2026\/08\/icon-pricing.svg\" alt=\"\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<h3 class=\"h4 fw-bold text-op-navy text-balance offplan-icon-title\">Transparent<br \/>\nSpecialist Pricing<\/h3>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<p class=\"mb-0 px-0 px-lg-4 text-balance\">Curated specialists, imaging, and labs at negotiated cash-pay rates.<\/p>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"col-12 col-md-6 col-lg-3\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"offplan-icon-badge offplan-icon-badge-ring\">\n\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/offplancare.com\/wp-content\/uploads\/2026\/08\/icon-chat.svg\" alt=\"\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<h3 class=\"h4 fw-bold text-op-navy text-balance offplan-icon-title\">Member<br \/>\nConcierge<\/h3>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<p class=\"mb-0 px-0 px-lg-4 text-balance\">A dedicated team to book specialist appointments and imaging, coordinate your care, and source prescriptions at the best possible price.<\/p>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"col-12 col-md-6 col-lg-3\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"offplan-icon-badge offplan-icon-badge-ring\">\n\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/offplancare.com\/wp-content\/uploads\/2026\/08\/icon-shield.svg\" alt=\"\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<h3 class=\"h4 fw-bold text-op-navy text-balance offplan-icon-title\">Real Protection<br \/>\nUnderneath<\/h3>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<p class=\"mb-0 px-0 px-lg-4 text-balance\">A licensed agency partner handles coverage large and unexpected medical expenses for you, so the big stuff is genuinely covered.<\/p>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\n\t\n\t\n<\/div>\n<\/section>\n\n<div id=\"enrollment\" class=\"anchor\"><\/div><section class=\"py-lg-6 bg-op-navy-gradient text-white\"><div class=\"container text-center\">\n\n\t\t\t<h2 class=\"fs-1 fw-bold text-white reveal reveal-up\">Enrollment takes minutes<\/h2>\n\t\n\t\t\t<p class=\"lead mb-5 reveal reveal-up\">Three simple steps and you are in. Most people finish in minutes.<\/p>\n\t\n\t\t\t<div class=\"offplan-steps d-flex flex-column flex-lg-row align-items-start align-items-lg-center text-start text-lg-center mb-5 reveal-stagger py-5\" data-reveal-stagger=\"90\">\n\t\t\t\t\t\t\t<div class=\"offplan-step d-flex align-items-center gap-3\">\n\t\t\t\t\t<span class=\"offplan-step-circle\">1<\/span>\n\t\t\t\t\t<p class=\"h5 fw-bold text-white mb-0\">Choose your membership<\/p>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"offplan-step d-flex align-items-center gap-3\">\n\t\t\t\t\t<span class=\"offplan-step-circle\">2<\/span>\n\t\t\t\t\t<p class=\"h5 fw-bold text-white mb-0\">Tell us about yourself<\/p>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"offplan-step d-flex align-items-center gap-3\">\n\t\t\t\t\t<span class=\"offplan-step-circle\">3<\/span>\n\t\t\t\t\t<p class=\"h5 fw-bold text-white mb-0\">Meet your doctor<\/p>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\n\t\t\t<div class=\"d-flex flex-wrap justify-content-center gap-3\">\n\t\t\t\t\t\t\t<a href=\"http:\/\/offplancare.com\/individuals\/plans\/\" class=\"btn btn-lg btn-orange reveal reveal-up\">View Membership &amp; Join<\/a>\n\t\t\t\t\t<\/div>\n\t\n<\/div>\n<\/section>\n\n<div id=\"offplan-math\" class=\"anchor\"><\/div><section class=\"pt-lg-6 offplan-media-text\"><div class=\"container\">\n\t<div class=\"row align-items-center g-4 g-lg-5\">\n\n\t\t<div class=\"col-12 col-lg-5 order-1 order-lg-2\">\n\t\t\t\t\t\t\t<img width=\"920\" height=\"1024\" src=\"https:\/\/offplancare.com\/wp-content\/uploads\/2026\/08\/offplan-baker-920x1024.jpg\" class=\"img-fluid d-block ms-lg-auto\" alt=\"OffPlan Care member\" loading=\"lazy\" decoding=\"async\" srcset=\"https:\/\/offplancare.com\/wp-content\/uploads\/2026\/08\/offplan-baker-920x1024.jpg 920w, https:\/\/offplancare.com\/wp-content\/uploads\/2026\/08\/offplan-baker-270x300.jpg 270w, https:\/\/offplancare.com\/wp-content\/uploads\/2026\/08\/offplan-baker-768x855.jpg 768w, https:\/\/offplancare.com\/wp-content\/uploads\/2026\/08\/offplan-baker.avif 1186w\" sizes=\"auto, (max-width: 920px) 100vw, 920px\" \/>\t\t\t\n\t\t\t\n\t\t\t\t\t<\/div>\n\n\t\t<div class=\"col-12 col-lg-7 order-2 order-lg-1\">\n\t\t\t\t\t\t\t<h2 class=\"fs-1 fw-bold text-op-navy text-balance mb-4\">Traditional Insurance was built for emergencies. Most healthcare is not an emergency.<\/h2>\n\t\t\t\n\t\t\t\t\t\t\t<div class=\"offplan-media-text-body lead offplan-media-text-body-flush\"><p>About 80% of the healthcare you use year to year is entirely predictable. This includes routine sick visits, basic labs, lifestyle medication adjustments, and chronic care management. Traditional insurance makes you pay full out-of-pocket rates for this everyday care until you clear a massive deductible.<\/p>\n<p><strong>OffPlan Care splits the math.<\/strong><\/p>\n<p>We handle the predictable 80% through a flat membership, leaving a lean insurance plan underneath to handle the 20% of worst-case scenarios.<\/p>\n<\/div>\n\t\t\t\t\t<\/div>\n\n\t<\/div>\n\n\t<\/div>\n<\/section>\n\n<section class=\"offplan-split-panels\">\n\t<div class=\"container\">\n\t\t<div class=\"row\">\n\n\t\t\t\t\t\t\t<div class=\"col-12 col-lg-6 offplan-split-panel-navy py-5 px-4 px-lg-5\">\n\n\t\t\t\t\t\t\t\t\t\t\t<p class=\"fw-bold text-op-orange mb-0\">The<\/p>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<p class=\"display-3 fw-bold text-op-orange mb-3\">80%<\/p>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<p class=\"lead fw-bold text-white mb-3\">OffPlan Care handles the care you use<\/p>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<ul class=\"offplan-split-list text-white\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li>Same-day primary care, nothing to pay at the visit<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li>A real physician who texts you back directly<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li>Routine labs and chronic care management<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li>Specialists and imaging at transparent cash prices<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"col-12 col-lg-6 offplan-split-panel-gray py-5 px-4 px-lg-5\">\n\n\t\t\t\t\t\t\t\t\t\t\t<p class=\"fw-bold text-op-orange mb-0\">The<\/p>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<p class=\"display-3 fw-bold text-op-orange mb-3\">20%<\/p>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<p class=\"lead fw-bold text-op-navy mb-3\">Real coverage handles what you fear<\/p>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<ul class=\"offplan-split-list text-op-navy\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li>Unexpected hospital stays and major surgeries<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li>A serious diagnosis, including cancer<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li>Specialized medications<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li>A federally capped out-of-pocket maximum<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\n\t\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t<\/div>\n<\/section>\n\n\n<div id=\"complete-picture\" class=\"anchor\"><\/div><section class=\"py-lg-6 bg-op-light-gray\"><div class=\"container\">\n\n\t\t\t<div class=\"col-12 col-lg-8 mb-5\">\n\t\t\t<div class=\"border-start border-4 border-op-orange ps-4\">\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<h2 class=\"fs-1 fw-bold text-op-navy text-balance mb-3 reveal reveal-up\">The Complete Picture<\/h2>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"lead fw-bold text-op-navy mb-2 reveal reveal-up\">The four layers, working together.<\/p>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"mb-0 reveal reveal-up\">Everyday care handled, and a real safety net underneath. So the small stuff is easy and the big stuff can&#8217;t break you.<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\n\t\t\t<div class=\"d-flex flex-column gap-3 reveal-stagger\" data-reveal-stagger=\"90\">\n\t\t\t\t\t\t\t<div class=\"offplan-layer offplan-layer-1 d-flex flex-column flex-lg-row align-items-center justify-content-lg-between gap-3 gap-lg-4 text-center text-lg-start p-4 p-lg-4\">\n\n\t\t\t\t\t<div class=\"offplan-layer-heading\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<p class=\"offplan-layer-eyebrow mb-1\">The Cushion<\/p>\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t<p class=\"offplan-layer-title mb-0\">Supplements<\/p>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div class=\"d-flex flex-column align-items-center align-items-lg-end gap-2\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"offplan-layer-tag\">Optional<\/span>\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t<p class=\"mb-0 text-center text-lg-end offplan-layer-desc\">Cash paid directly to you when you&#8217;re admitted, have surgery, or are diagnosed. Yours to use however you need. Optional, never a substitute for the floor.<\/p>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"offplan-layer offplan-layer-2 d-flex flex-column flex-lg-row align-items-center justify-content-lg-between gap-3 gap-lg-4 text-center text-lg-start p-4 p-lg-4\">\n\n\t\t\t\t\t<div class=\"offplan-layer-heading\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<p class=\"offplan-layer-eyebrow mb-1\">The Tax Advantage<\/p>\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t<p class=\"offplan-layer-title mb-0\">HSA<\/p>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div class=\"d-flex flex-column align-items-center align-items-lg-end gap-2\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"offplan-layer-tag\">Recommended<\/span>\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t<p class=\"mb-0 text-center text-lg-end offplan-layer-desc\">Pay for care in pre-tax dollars when paired with an HSA-eligible plan.<\/p>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"offplan-layer offplan-layer-3 d-flex flex-column flex-lg-row align-items-center justify-content-lg-between gap-3 gap-lg-4 text-center text-lg-start p-4 p-lg-4\">\n\n\t\t\t\t\t<div class=\"offplan-layer-heading\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<p class=\"offplan-layer-eyebrow mb-1\">The Floor<\/p>\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t<p class=\"offplan-layer-title mb-0\">For Emergencies<\/p>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div class=\"d-flex flex-column align-items-center align-items-lg-end gap-2\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"offplan-layer-tag\">Strongly Recommended<\/span>\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t<p class=\"mb-0 text-center text-lg-end offplan-layer-desc\">A real HDHP or coverage for large and unexpected medical expenses underneath, so one serious event never bankrupts you.<\/p>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"offplan-layer offplan-layer-4 d-flex flex-column flex-lg-row align-items-center justify-content-lg-between gap-3 gap-lg-4 text-center text-lg-start p-4 p-lg-4\">\n\n\t\t\t\t\t<div class=\"offplan-layer-heading\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<p class=\"offplan-layer-eyebrow mb-1\">The Foundation<\/p>\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t<p class=\"offplan-layer-title mb-0\">OffPlan Care<\/p>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div class=\"d-flex flex-column align-items-center align-items-lg-end gap-2\">\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t<p class=\"mb-0 text-center text-lg-end offplan-layer-desc\">The everyday care you actually use, one flat monthly fee. The base everything else builds on.<\/p>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\n<\/div>\n<\/section>\n\n<div id=\"your-journey\" class=\"anchor\"><\/div><section class=\"py-lg-6 bg-op-light-gray\"><div class=\"container\">\n\n\t\t\t<p class=\"section-eyebrow mb-2 reveal reveal-up\">Built For You<\/p>\n\t\n\t\t\t<h2 class=\"fs-1 fw-bold text-op-navy mb-5 reveal reveal-up\">\n\t\t\tBuilt for those who manage their\t\t\t\t\t\t\t<span class=\"text-op-orange\">own journey.<\/span>\n\t\t\t\t\t<\/h2>\n\t\n\t\t\t<hr class=\"my-0\">\n\n\t\t\t\t\t<div class=\"row align-items-center g-4 g-lg-5 py-4 reveal reveal-up\">\n\t\t\t\t<div class=\"col-12 col-lg-4\">\n\t\t\t\t\t<img width=\"768\" height=\"412\" src=\"https:\/\/offplancare.com\/wp-content\/uploads\/2026\/08\/journey-self-employed-768x412.jpg\" class=\"offplan-feature-row-img\" alt=\"Self-Employed Professionals\" loading=\"lazy\" decoding=\"async\" srcset=\"https:\/\/offplancare.com\/wp-content\/uploads\/2026\/08\/journey-self-employed-768x412.jpg 768w, https:\/\/offplancare.com\/wp-content\/uploads\/2026\/08\/journey-self-employed-300x161.jpg 300w, https:\/\/offplancare.com\/wp-content\/uploads\/2026\/08\/journey-self-employed.avif 962w\" sizes=\"auto, (max-width: 768px) 100vw, 768px\" \/>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"col-12 col-lg-8\">\n\t\t\t\t\t\t\t\t\t\t\t<h3 class=\"fw-bold text-op-navy mb-3\">Self-Employed Professionals<\/h3>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<p class=\"lead mb-4\">Get a real doctor who knows you, same-day when you need it, with nothing to pay at the visit.<\/p>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"http:\/\/offplancare.com\/individuals\/plans\/\" class=\"btn btn-wide btn-outline-navy text-uppercase\">View Memberships and Join<\/a>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\n\t\t\t<hr class=\"my-0\">\n\t\t\t\t\t<div class=\"row align-items-center g-4 g-lg-5 py-4 reveal reveal-up\">\n\t\t\t\t<div class=\"col-12 col-lg-4\">\n\t\t\t\t\t<img width=\"768\" height=\"411\" src=\"https:\/\/offplancare.com\/wp-content\/uploads\/2026\/08\/journey-small-business-768x411.jpg\" class=\"offplan-feature-row-img\" alt=\"Small Business Owners\" loading=\"lazy\" decoding=\"async\" srcset=\"https:\/\/offplancare.com\/wp-content\/uploads\/2026\/08\/journey-small-business-768x411.jpg 768w, https:\/\/offplancare.com\/wp-content\/uploads\/2026\/08\/journey-small-business-300x161.jpg 300w, https:\/\/offplancare.com\/wp-content\/uploads\/2026\/08\/journey-small-business.avif 964w\" sizes=\"auto, (max-width: 768px) 100vw, 768px\" \/>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"col-12 col-lg-8\">\n\t\t\t\t\t\t\t\t\t\t\t<h3 class=\"fw-bold text-op-navy mb-3\">Small Business Owners<\/h3>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<p class=\"lead mb-4\">Care for your whole team or family under one simple membership, with a set price per person and no surprises.<\/p>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"http:\/\/offplancare.com\/individuals\/plans\/\" class=\"btn btn-wide btn-outline-navy text-uppercase\">View Memberships and Join<\/a>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\n\t\t\t<hr class=\"my-0\">\n\t\t\t\t\t<div class=\"row align-items-center g-4 g-lg-5 py-4 reveal reveal-up\">\n\t\t\t\t<div class=\"col-12 col-lg-4\">\n\t\t\t\t\t<img width=\"768\" height=\"412\" src=\"https:\/\/offplancare.com\/wp-content\/uploads\/2026\/08\/journey-gig-worker-768x412.jpg\" class=\"offplan-feature-row-img\" alt=\"1099 &amp; Gig Workers\" loading=\"lazy\" decoding=\"async\" srcset=\"https:\/\/offplancare.com\/wp-content\/uploads\/2026\/08\/journey-gig-worker-768x412.jpg 768w, https:\/\/offplancare.com\/wp-content\/uploads\/2026\/08\/journey-gig-worker-300x161.jpg 300w, https:\/\/offplancare.com\/wp-content\/uploads\/2026\/08\/journey-gig-worker.avif 962w\" sizes=\"auto, (max-width: 768px) 100vw, 768px\" \/>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"col-12 col-lg-8\">\n\t\t\t\t\t\t\t\t\t\t\t<h3 class=\"fw-bold text-op-navy mb-3\">1099 &amp; Gig Workers<\/h3>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<p class=\"lead mb-4\">Get a real doctor and month-to-month freedom, no rigid premium, cancel anytime, built for how you actually work.<\/p>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"http:\/\/offplancare.com\/individuals\/plans\/\" class=\"btn btn-wide btn-outline-navy text-uppercase\">View Memberships and Join<\/a>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\n\t\t\t<hr class=\"my-0\">\n\t\t\t\t\t<div class=\"row align-items-center g-4 g-lg-5 py-4 reveal reveal-up\">\n\t\t\t\t<div class=\"col-12 col-lg-4\">\n\t\t\t\t\t<img width=\"768\" height=\"412\" src=\"https:\/\/offplancare.com\/wp-content\/uploads\/2026\/08\/journey-parents-plan-768x412.jpg\" class=\"offplan-feature-row-img\" alt=\"Just Off a Parent\u2019s Plan\" loading=\"lazy\" decoding=\"async\" srcset=\"https:\/\/offplancare.com\/wp-content\/uploads\/2026\/08\/journey-parents-plan-768x412.jpg 768w, https:\/\/offplancare.com\/wp-content\/uploads\/2026\/08\/journey-parents-plan-300x161.jpg 300w, https:\/\/offplancare.com\/wp-content\/uploads\/2026\/08\/journey-parents-plan.avif 962w\" sizes=\"auto, (max-width: 768px) 100vw, 768px\" \/>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"col-12 col-lg-8\">\n\t\t\t\t\t\t\t\t\t\t\t<h3 class=\"fw-bold text-op-navy mb-3\">Just Off a Parent\u2019s Plan<\/h3>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<p class=\"lead mb-4\">A lingering cough should not mean an urgent care wait, or an ER at 10pm once urgent care closes. You aged off your parents&#8217; plan, so get a real doctor who knows you and starts it with a text, not a chunk of your paycheck for care you rarely use.<\/p>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"http:\/\/offplancare.com\/individuals\/plans\/\" class=\"btn btn-wide btn-outline-navy text-uppercase\">View Memberships and Join<\/a>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\n\t\t\t<hr class=\"my-0\">\n\t\t\t\n<\/div>\n<\/section>\n\n<div class=\"container\">\n<link href=\"https:\/\/fonts.googleapis.com\/css2?family=Poppins:wght@400;500;600&#038;display=swap\" rel=\"stylesheet\">\n\n<style>\n  .op-nl-trigger, .op-nl-modal {\n    --op-blue: #003E92;\n    --op-orange: #F07A19;\n    --op-light: #F1F1EF;\n    --op-gray: #5B6470;\n    font-family: 'Poppins', sans-serif;\n  }\n  .op-nl-modal *, .op-nl-modal *::before, .op-nl-modal *::after { box-sizing: border-box; }\n  .op-nl-trigger {\n    display: inline-flex; align-items: center; gap: 8px;\n    font-size: 16px; font-weight: 600; color: #fff;\n    background: var(--op-orange); border: none; border-radius: 8px;\n    padding: 14px 28px; cursor: pointer;\n    transition: filter .15s, transform .15s;\n  }\n  .op-nl-trigger:hover { filter: brightness(.93); transform: translateY(-1px); }\n  .op-nl-trigger:focus-visible { outline: 3px solid var(--op-blue); outline-offset: 3px; }\n  .op-nl-trigger svg { width: 18px; height: 18px; }\n  .op-nl-modal {\n    position: fixed; inset: 0; z-index: 99999;\n    display: none; align-items: center; justify-content: center;\n    padding: 16px; background: rgba(0, 25, 60, .55);\n  }\n  .op-nl-modal.open { display: flex; animation: opFade .2s ease; }\n  @keyframes opFade { from { opacity: 0; } to { opacity: 1; } }\n  .op-nl-dialog {\n    position: relative; width: 100%; max-width: 520px; max-height: calc(100vh - 32px); overflow-y: auto;\n    background: #fff; border-radius: 16px; border-top: 6px solid var(--op-orange);\n    padding: 36px 32px 28px; box-shadow: 0 20px 60px rgba(0,0,0,.25); text-align: center;\n  }\n  .op-nl-close {\n    position: absolute; top: 12px; right: 12px; width: 36px; height: 36px; border: none; border-radius: 50%;\n    background: var(--op-light); color: var(--op-gray); font-size: 22px; line-height: 1; cursor: pointer;\n  }\n  .op-nl-close:hover { color: var(--op-blue); }\n  .op-nl-dialog h2 { color: var(--op-blue); font-size: 26px; font-weight: 600; margin: 0 0 8px; line-height: 1.25; }\n  .op-nl-dialog p.op-nl-sub { color: var(--op-gray); font-size: 15px; margin: 0 0 22px; line-height: 1.5; }\n  .op-nl-dialog form { display: grid; gap: 12px; grid-template-columns: 1fr 1fr; text-align: left; }\n  .op-nl-full { grid-column: 1 \/ -1; }\n  .op-nl-dialog label { display: block; font-size: 13px; font-weight: 500; color: var(--op-blue); margin-bottom: 4px; }\n  .op-nl-dialog input[type=\"text\"], .op-nl-dialog input[type=\"email\"] {\n    width: 100%; font-family: inherit; font-size: 16px; padding: 12px 14px; border: 1.5px solid #cfd3d8; border-radius: 8px;\n    background: #fff; color: #1d2530;\n  }\n  .op-nl-dialog input:focus { outline: none; border-color: var(--op-blue); box-shadow: 0 0 0 3px rgba(0,62,146,.15); }\n  .op-nl-dialog input[aria-invalid=\"true\"] { border-color: #c62828; }\n  .op-nl-submit {\n    grid-column: 1 \/ -1; font-family: inherit; font-size: 16px; font-weight: 600;\n    color: #fff; background: var(--op-orange); border: none; border-radius: 8px; padding: 14px 20px; cursor: pointer;\n  }\n  .op-nl-submit:hover { filter: brightness(.93); }\n  .op-nl-submit:disabled { opacity: .6; cursor: wait; }\n  .op-nl-msg { grid-column: 1 \/ -1; font-size: 14px; margin: 0; min-height: 1em; color: #c62828; }\n  .op-nl-consent { grid-column: 1 \/ -1; font-size: 12px; color: var(--op-gray); line-height: 1.5; margin: 2px 0 0; }\n  .op-nl-consent a { color: var(--op-blue); }\n  .op-nl-hp { position: absolute; left: -9999px; width: 1px; height: 1px; overflow: hidden; }\n  .op-nl-success .op-nl-check {\n    width: 56px; height: 56px; margin: 0 auto 14px; border-radius: 50%;\n    background: var(--op-light); color: var(--op-blue); display: flex; align-items: center; justify-content: center;\n  }\n  .op-nl-success h2 { margin-bottom: 6px; }\n  .op-nl-success p { color: var(--op-gray); margin: 0 0 20px; }\n  @media (max-width: 520px) {\n    .op-nl-dialog { padding: 32px 18px 22px; }\n    .op-nl-dialog form { grid-template-columns: 1fr; }\n    .op-nl-dialog h2 { font-size: 22px; }\n  }\n<\/style>\n\n<div class=\"op-nl-wrap\" style=\"text-align:center;margin:40px auto;padding:0 16px;\">\n<button type=\"button\" class=\"op-nl-trigger\" data-op-nl-open>\n  <svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" aria-hidden=\"true\"><rect x=\"3\" y=\"5\" width=\"18\" height=\"14\" rx=\"2\"\/><path d=\"m3 7 9 6 9-6\"\/><\/svg>\n  Subscribe to our newsletter\n<\/button>\n<\/div>\n\n<div class=\"op-nl-modal\" id=\"op-nl-modal\" role=\"dialog\" aria-modal=\"true\" aria-labelledby=\"op-nl-title\" aria-hidden=\"true\">\n  <div class=\"op-nl-dialog\">\n    <button type=\"button\" class=\"op-nl-close\" aria-label=\"Close\">&times;<\/button>\n    <div class=\"op-nl-body\">\n      <h2 id=\"op-nl-title\">Stay in the know with OffPlan<\/h2>\n      <p class=\"op-nl-sub\">Healthcare news, member stories, and tips for getting the most from your doctor, delivered to your inbox.<\/p>\n      <form novalidate>\n        <div>\n          <label for=\"op-nl-first\">First name<\/label>\n          <input id=\"op-nl-first\" name=\"firstname\" type=\"text\" autocomplete=\"given-name\" required>\n        <\/div>\n        <div>\n          <label for=\"op-nl-last\">Last name<\/label>\n          <input id=\"op-nl-last\" name=\"lastname\" type=\"text\" autocomplete=\"family-name\" required>\n        <\/div>\n        <div class=\"op-nl-full\">\n          <label for=\"op-nl-email\">Email<\/label>\n          <input id=\"op-nl-email\" name=\"email\" type=\"email\" autocomplete=\"email\" required>\n        <\/div>\n        <div class=\"op-nl-hp\" aria-hidden=\"true\">\n          <label for=\"op-nl-company-site\">Leave blank<\/label>\n          <input id=\"op-nl-company-site\" name=\"company_site\" type=\"text\" tabindex=\"-1\" autocomplete=\"off\">\n        <\/div>\n        <button type=\"submit\" class=\"op-nl-submit\">Subscribe<\/button>\n        <p class=\"op-nl-msg\" role=\"alert\" aria-live=\"polite\"><\/p>\n        <p class=\"op-nl-consent\">\n          By subscribing, you agree to receive marketing emails from OffPlan. You can unsubscribe at any time.\n          See our <a href=\"\/privacy-policy\/\">Privacy Policy<\/a>.\n        <\/p>\n      <\/form>\n    <\/div>\n  <\/div>\n<\/div>\n\n<script>\n(function () {\n  var HUBSPOT_PORTAL_ID = \"245655350\";\n  var HUBSPOT_FORM_GUID = \"286ffb67-701a-47a4-8368-0d60a2094e10\";\n  var SUBSCRIPTION_TYPE_ID = \"\";\n  var ENDPOINTS = [\n    \"https:\/\/api.hsforms.com\/submissions\/v3\/integration\/submit\/\",\n    \"https:\/\/api-na2.hsforms.com\/submissions\/v3\/integration\/submit\/\"\n  ];\n  var CONSENT_TEXT = \"By subscribing, you agree to receive marketing emails from OffPlan. You can unsubscribe at any time.\";\n  var modal = document.getElementById(\"op-nl-modal\");\n  if (!modal || modal.dataset.ready) return;\n  modal.dataset.ready = \"1\";\n  document.body.appendChild(modal);\n  var body = modal.querySelector(\".op-nl-body\");\n  var originalBody = body.innerHTML;\n  var lastTrigger = null;\n  function openModal(trigger) {\n    lastTrigger = trigger || null;\n    modal.classList.add(\"open\");\n    modal.setAttribute(\"aria-hidden\", \"false\");\n    document.documentElement.style.overflow = \"hidden\";\n    setTimeout(function () { var f = modal.querySelector(\"#op-nl-first\"); if (f) f.focus(); }, 50);\n  }\n  function closeModal() {\n    modal.classList.remove(\"open\");\n    modal.setAttribute(\"aria-hidden\", \"true\");\n    document.documentElement.style.overflow = \"\";\n    if (window.location.hash === \"#subscribe\") { history.replaceState(null, \"\", window.location.pathname + window.location.search); }\n    if (modal.querySelector(\".op-nl-success\")) { body.innerHTML = originalBody; bindForm(); }\n    if (lastTrigger) lastTrigger.focus();\n  }\n  document.addEventListener(\"click\", function (e) {\n    var t = e.target.closest('[data-op-nl-open], a[href$=\"#subscribe\"]');\n    if (!t) return;\n    if (t.tagName === \"A\") { if (t.pathname !== window.location.pathname) return; }\n    e.preventDefault(); openModal(t);\n  });\n  function checkHash() { if (window.location.hash === \"#subscribe\") openModal(null); }\n  window.addEventListener(\"hashchange\", checkHash);\n  modal.addEventListener(\"click\", function (e) {\n    if (e.target === modal || e.target.closest(\".op-nl-close\") || e.target.closest(\"[data-op-nl-done]\")) closeModal();\n  });\n  document.addEventListener(\"keydown\", function (e) {\n    if (e.key === \"Escape\") { if (modal.classList.contains(\"open\")) closeModal(); }\n  });\n  function getCookie(name) {\n    var m = document.cookie.match(new RegExp(\"(?:^|; )\" + name + \"=([^;]*)\"));\n    return m ? decodeURIComponent(m[1]) : null;\n  }\n  function submitTo(i, payload) {\n    return fetch(ENDPOINTS[i] + HUBSPOT_PORTAL_ID + \"\/\" + HUBSPOT_FORM_GUID, {\n      method: \"POST\", headers: { \"Content-Type\": \"application\/json\" }, body: JSON.stringify(payload)\n    }).then(function (res) {\n      if (res.status === 404) { if (ENDPOINTS[i + 1]) return submitTo(i + 1, payload); }\n      return res.json().catch(function () { return {}; }).then(function (data) { return { ok: res.ok, data: data }; });\n    });\n  }\n  function bindForm() {\n    var form = modal.querySelector(\"form\");\n    var msg = modal.querySelector(\".op-nl-msg\");\n    var btn = modal.querySelector(\".op-nl-submit\");\n    form.addEventListener(\"submit\", function (e) {\n      e.preventDefault();\n      msg.textContent = \"\";\n      var ok = true;\n      [\"firstname\", \"lastname\", \"email\"].forEach(function (n) {\n        var el = form.elements[n];\n        var v = el.value.trim();\n        var valid = false;\n        if (v !== \"\") { valid = (n !== \"email\") || \/^[^\\s@]+@[^\\s@]+\\.[^\\s@]+$\/.test(v); }\n        el.setAttribute(\"aria-invalid\", valid ? \"false\" : \"true\");\n        if (!valid) ok = false;\n      });\n      if (!ok) { msg.textContent = \"Please enter your first name, last name, and a valid email.\"; return; }\n      if (form.elements.company_site.value) return;\n      var payload = {\n        fields: [\n          { objectTypeId: \"0-1\", name: \"firstname\", value: form.elements.firstname.value.trim() },\n          { objectTypeId: \"0-1\", name: \"lastname\",  value: form.elements.lastname.value.trim() },\n          { objectTypeId: \"0-1\", name: \"email\",     value: form.elements.email.value.trim() }\n        ],\n        context: { pageUri: window.location.href, pageName: document.title },\n        legalConsentOptions: { consent: { consentToProcess: true, text: CONSENT_TEXT } }\n      };\n      var hutk = getCookie(\"hubspotutk\");\n      if (hutk) payload.context.hutk = hutk;\n      if (SUBSCRIPTION_TYPE_ID) {\n        payload.legalConsentOptions.consent.communications = [{\n          value: true, subscriptionTypeId: Number(SUBSCRIPTION_TYPE_ID), text: \"I agree to receive the OffPlan newsletter.\"\n        }];\n      }\n      btn.disabled = true;\n      btn.textContent = \"Subscribing\u2026\";\n      submitTo(0, payload).then(function (r) {\n        if (!r.ok) {\n          var badEmail = (r.data.errors || []).some(function (er) { return \/email\/i.test(er.message || \"\"); });\n          throw new Error(badEmail ? \"That email address doesn't look right. 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